How to Protect Yourself From Internet Banking

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Internet banking is becoming increasingly popular in a form of financial accounts management, because it gives people the convenience to make financial transactions, such as depositing, withdrawal and transferring funds when they want from anywhere in the world – as long as they have an Internet connection in the while banks use different strategies to ensure the electronic transactions of its clients, users should take some steps to make their electronic transactions much safer.

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Safety Issues

One of the biggest security problems in online banking is harmful malware. These applications are used by hackers to intercept user’s personal data, including transaction information and passwords. Malicious applications can affect various types of electronic systems, including tablets, network routers, desktop computers and smartphones.

Another type of security problems in Internet banking is phishing. This also applies to electronic attack, which compromises personal information of the user. Criminals often send fraudulent e-mails that mimic the appearance of the official bank emails and links to fake sites. Phishing scam steals personal information and passwords when they enter data into their computers.

The following 10 safety tips on the Internet can help protect yourself and your money.

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  1. Use strong passwords for all your accounts.
  2. Don’t use any part of your Social Security number (or any other confidential information, such as credit card number) and password, user name or personal identification number (PIN).
  3. Do not respond to e-mails that claim to be from your bank (or any other company) asking for your account information such as passwords, debit/credit card PIN number.
  4. Be careful of downloading e-mail attachments and free software from unknown sources. Never fill any personal information or respond to these emails.
  5. Never share your personal information on social networking sites.
  6. Be careful about what (and where) to click when you are online, hover to the link from your computer mouse and see the grey URL in the left bottom on your web-browser and find out if it is safe to click or not.
  7. Protect your smartphone with a screen lock or PIN.
  8. Never store confidential personal information and bank account numbers and passwords in your phone.
  9. Think before you download applications to your mobile or tablet devices especially from external websites those offers free .apk apps.
  10. Keep your computer’s operating system, Internet browser, and mobile device software up to date with the latest security updates and antivirus.

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One Response to “How to Protect Yourself From Internet Banking”

  1. Audrey Kinley

    May 31. 2016

    I never thought to use a strong password for all my accounts. I guess it would be smart to though because I wouldn’t want anyone to know all my personal information. I just moved, and now I actually need to find a bank. Hopefully, I can find the right one for me.

    Reply to this comment

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