How to Save Money Every Month in 2016

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It’s the beginning of a new month and the beginning of a steady stream of bills to cut short your just-received salary; you are trying to stay calm, but are actually entering depression seeing a sizeable chunk of your money going away like that. “But that’s how it is”, you think.

We say it doesn’t have to be that way. In this article, we are going to outline some fabulous ways for you to save money every month and make the most of every unit of currency you own. Interested? Well then, read on this article about How to Save Money Every Month in 2016.

 

Cell Phone Bill

Cell Phone Bill

We get it, smartphones are great, but it’s not as great for you when you get that $200 bill per month. The best way to cut your smartphone bills is to do a bit of research before just buying a device. If you prefer big companies, you should buy an unlocked phone and get a separate connection with a plan that suits you as its often cheaper that way and gives you the flexibility to change your carrier if bills get out of hand again.

 

Home Phone and Internet

internet

Is the provider of your landline connection your ISP and you’re paying for both landline services and internet services only to enjoy the latter? Well, you are allowing yourself to be robbed. Many cell phone carriers provide internet services through data sticks or “dongles” which have cheaper plans and come with in-built Wi-Fi capability so you don’t even have to buy a separate router to access your home Wi-Fi.

 

Expenses on TV

A calculator, pen, and financial statement.

A calculator, pen, and financial statement.

For people who watch shows more on the computer than on the Telly, there’s no point in maintaining that cable connection with a dinosaur appetite. If you belong to this group, you should cut the cable service altogether and save a lot of money. On the other hand, if you prefer to have the TV on hand to watch shows when your PC or Smartphone is downloading software updates or generally out of charge, consider moving to a more affordable cable operator service.

 

Compare Prices

Compare

One of the boons of the internet boom has been the transparency it provides to customers who want to compare products before buying them. This is true for services and utilities too. Use the internet to search for the cheapest insurance policy, for the best deal on home protection, for the best computer maintenance service, for the best electrician service, for the…. well, you get the gist of it.

 

Reduce the Money Leakages

Conceptual 3d abstract illustration.

Conceptual 3d abstract illustration.

Money leakages are the expenses that can be avoided and we can do without, but invariably don’t. For example, that coffee you buy on the way to work every morning or that late payment of your credit card bill which results in additional charges, or eating out too much, are all expenses that we can do without. Buy Micro-roasted coffee and make it at home and carry it to work in a flask, make dinner yourself, pay those bills on time, strike a balance between eBooks and paper books, basically, ask yourself whether it’s worth it every time you take out that wallet.

 

Use the Gift Certificates, Promos and Coupons:

Gift Certificates

This might seem like a no-brainer but you will be surprised to see the number the people who just let gift cards go to waste due to sheer lethargy. The same applies for people who just forget to open their Sunday paper to cut out the coupons and we really don’t want to mention the people who surf the net all day but don’t visit sites like coupons.com and retailmenot.com. Remember the golden rule, “If you’re getting something for free, take it”. This is one of the best options to save money every month in 2016 as it will reduce your expenses and in turn you will save money!

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Saving a large amount of money every month is not a tough thing to do if you just think about what you are doing and exercise a little restraint and rationality in your purchases. If you do this, you will be a considerably rich fellow before you can say “Thank You”. We’ll just say reply in welcome and promise to see you next time. Bye!

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